Open enrollment · Oct 15 to Dec 7, 2026
Same pills. New price.
Many stand-alone drug plans cost more in 2027. Six quick taps show how hard your plan is likely to hit you, and why. No sign-up to see your result.
- $34 → $51
- Average monthly premium if you keep a stand-alone plan (KFF)
- $700
- Highest deductible a plan can charge in 2027, up from $615
- $2,400
- Yearly out-of-pocket cap, up from $2,100
This is a likely-change band, not a quote. Your real 2027 cost depends on your exact drugs, doses, and pharmacy. Confirm on Medicare.gov Plan Finder.
Full report · $9
Your drugs, your pharmacy, what to do before Dec 7
- What changed for your kind of plan, and why
- Your drug list and pharmacy, in one place
- A step-by-step walkthrough of Medicare's Plan Finder
- A switch checklist so there's no gap in coverage
- Reminder emails before December 7
Secure checkout by Stripe. Refund within 14 days if it doesn't help.
Three short emails before the deadline, then we stop.
Free help
You don't have to pay anyone to compare plans
- Medicare Plan Finder
The official comparison tool.
medicare.gov/plan-compare - 1-800-MEDICARE
1-800-633-4227
TTY 1-877-486-2048
- SHIP counselors
Free, unbiased help in your state.
shiphelp.org - Extra Help
Lower drug costs if money is tight.
ssa.gov Extra Help
Our report is for people who want it all explained in plain English, in one place, with reminders.
Questions
Straight answers
Is this Medicare?
No. We are an independent company. We are not Medicare, not a government agency, and not a licensed insurance agent or broker. We don't sell or recommend specific plans.
What's actually changing in 2027?
The most a plan can charge as a deductible goes from $615 to $700. The yearly out-of-pocket cap goes from $2,100 to $2,400. For people who keep their stand-alone drug plan, the average premium rises from about $34 to $51 a month (KFF), and there's no $0-premium stand-alone plan for people without Extra Help.
When is the deadline?
Open enrollment runs October 15 to December 7, 2026. Changes start January 1, 2027. If you're in a Medicare Advantage plan, you get one more chance to change from January 1 to March 31.
What do you collect?
Your answers, your drug names, and your email. Never your Medicare number, Social Security number, or bank details. Payments go through Stripe; we never see your card. See our privacy policy.
Refunds?
If the report doesn't help, email us within 14 days for a full refund.